# Rainhaven Business Funding > Rainhaven Business Funding is a small-business funding broker at 817 S Garden St, Columbia, TN 38401 (phone (931) 213-5647). It helps businesses in Columbia, TN; Mount Pleasant, TN; Lewisburg, TN; Chapel Hill, TN and across Maury County, Tennessee, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Rainhaven Business Funding connects you with lending partners; partners make credit decisions and set rates and terms. Rainhaven Business Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Rainhaven Business Funding does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, and does not arrange funding for agriculture or trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 817 S Garden St, Columbia, TN 38401, United States - Phone: (931) 213-5647 - Apply: https://rainhavenbusinessfunding.com/apply/ - Service area: Columbia, TN; Mount Pleasant, TN; Lewisburg, TN; Chapel Hill, TN and all of Maury County, Tennessee - Language: English ## Funding options - [Compare Business Funding Options in Columbia, TN](https://rainhavenbusinessfunding.com/business-loans/): Six structures cover most business funding: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, which are not loans. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, compares them for Maury County owners and introduces requests to lending partners, which decide and set terms. - [Working Capital Financing for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/business-loans/working-capital/): Working capital financing is short-term business funding for payroll, rent, materials and other operating costs during the wait for customers, draws or reimbursements. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County owners size the gap and introduces the request to lending partners, which decide and set rates and terms. - [Business Term Loans for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/business-loans/term-loans/): A business term loan is a single lump sum repaid in scheduled installments over a fixed term, often several years, and is commonly used for expansion, build-outs and refinancing. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County owners prepare the request and introduces it to lending partners, which decide and set rates and terms. - [Business Lines of Credit for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/business-loans/line-of-credit/): A business line of credit lets a company draw funds up to an approved limit, repay them and, on a revolving line, draw again, paying interest only on what is outstanding. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County owners decide whether a line fits and introduces requests to lending partners, which set every term. - [Inventory Financing for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/business-loans/inventory-financing/): Inventory financing is business funding used to buy stock for resale, with the inventory itself usually pledged as collateral and repaid as goods sell or in installments. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County retailers and wholesalers prepare requests and introduces them to lending partners, which decide and set terms. - [Equipment Financing and Leasing for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/equipment-financing/): Equipment financing is business funding for machinery, vehicles and fixtures, usually secured by the equipment itself and arranged as a loan, a lease or an equipment finance agreement. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County owners compare the structures and introduces requests to lending partners, which decide and set rates and terms. - [Merchant Cash Advances for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/merchant-cash-advance/): A merchant cash advance is not a loan: a funder purchases a portion of a business's future receipts for a lump sum and collects an agreed total through a holdback or fixed remittance. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County owners understand advance offers and compare them with loan options; funders set all terms. ## Industries - [Business Financing by Industry in Columbia, TN](https://rainhavenbusinessfunding.com/industries/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, works with four sectors that its lending partners cover: construction, restaurants, medical and dental practices, and retail and inventory-led businesses. This page matches each to the funding structures that fit its cash cycle, using Maury County Census counts. Its partners decide and write the terms. - [Contractor and Construction Financing for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/industries/construction/): Contractor financing covers the gap between paying for labor and materials and collecting progress draws and retainage, plus the machines and vehicles crews need. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County contractors choose between working capital, lines of credit and equipment financing and introduces requests to lending partners, which decide and set terms. - [Restaurant and Food Service Financing for Columbia, TN, Arranged Through a Broker](https://rainhavenbusinessfunding.com/industries/restaurants/): Restaurant financing covers kitchen equipment, payroll gaps, renovations and new locations. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, helps Maury County restaurant owners choose between equipment financing, working capital, lines of credit and term loans, and introduces requests to lending partners, which make credit decisions and set rates and terms. ## Guides and calculators - [Business Funding Guides and a Repayment Calculator for Columbia, TN Owners](https://rainhavenbusinessfunding.com/resources/): This page gathers guides from Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee: Tennessee assumed names and funding paperwork, zoning and building codes before a build-out in Columbia, TN, free help in Maury County, and a term loan repayment calculator. Any credit decision, rate or term comes from a lending partner. - [Operating Under an Assumed Name in Tennessee: DBA Records and Funding Paperwork](https://rainhavenbusinessfunding.com/resources/tennessee-assumed-name-dba/): A Tennessee business that trades under an assumed name, often called a DBA, should make sure the trade name, the legal name and the records behind them line up before a funding request. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, explains which documents partners compare; lending partners make credit decisions and set rates and terms. - [Before a Build-Out in Columbia, TN: Zoning, Building Codes and Funding Timing](https://rainhavenbusinessfunding.com/resources/columbia-tn-zoning-and-building-codes/): Before a build-out in Columbia, Tennessee, confirm whether the address is inside city limits, whether zoning allows the use, which building codes and permits apply, and only then time the funding request. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, explains the order; lending partners make credit decisions and set rates and terms. - [Small Business Help in Columbia, TN and Maury County, TN](https://rainhavenbusinessfunding.com/resources/maury-county-small-business-resources/): Free small business help for owners in Columbia, Tennessee and Maury County includes advising through the Tennessee Small Business Development Center network, SBA information, state business records and county government contacts. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, has no affiliation with any of them, and its lending partners make the credit decisions and set rates and terms. - [Term Loan Repayment Calculator for Columbia, TN Businesses](https://rainhavenbusinessfunding.com/resources/term-loan-repayment-calculator/): This term loan repayment calculator from Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, turns an amount, an annual interest rate and a term in months into a monthly payment, total interest and total repaid. The output is arithmetic on your own inputs rather than an offer, since lending partners alone decide and set rates and terms. ## Areas served - [Business Funding in Columbia, Tennessee: Maury County, TN by the Numbers](https://rainhavenbusinessfunding.com/columbia-tn/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, serves Maury County owners from its South Garden Street address. The county had 2,069 employer establishments in 2023, half with fewer than five employees, and 11,034 businesses without payroll in 2024. Credit decisions, rates and terms belong to its lending partners. - [Communities We Serve in Maury County, TN](https://rainhavenbusinessfunding.com/service-areas/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, works with owners in Maury County towns such as Mount Pleasant and in Marshall County towns such as Lewisburg and Chapel Hill, by phone and online from one address at 817 S Garden St. Lending partners, not Rainhaven, decide and set rates and terms. - [Business Funding for Mount Pleasant, TN Businesses](https://rainhavenbusinessfunding.com/service-areas/mount-pleasant-tn/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, serves Mount Pleasant, TN businesses over the phone and through its online form. ZIP 38474 had 136 employer establishments in 2023, led by manufacturing and retail. Rainhaven introduces requests to lending partners, which make credit decisions and set rates and terms. - [Business Funding for Lewisburg, TN Businesses](https://rainhavenbusinessfunding.com/service-areas/lewisburg-tn/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, works with Lewisburg, TN owners in Marshall County by phone and online. ZIP 37091 had 429 employer establishments in 2023, led by retail and health care. Rainhaven introduces requests to lending partners, which make credit decisions and set rates and terms. - [Business Funding for Chapel Hill, TN Businesses](https://rainhavenbusinessfunding.com/service-areas/chapel-hill-tn/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, works with Chapel Hill, TN owners in Marshall County by phone and online. ZIP 37034 had 114 employer establishments in 2023, with construction the largest sector and 62.3 percent of employers under five staff. Rates, terms and the decision itself rest with lending partners. ## Company - [Business Funding Broker in Columbia, TN: Six Options, One Request](https://rainhavenbusinessfunding.com/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, has no lending capital of its own. From 817 S Garden St it helps Maury County and Marshall County owners sort six funding structures and passes each request to lending partners, which approve or decline and set every rate and term. Ring (931) 213-5647 to start the conversation. - [How Business Funding Works With a Columbia, TN Broker](https://rainhavenbusinessfunding.com/how-it-works/): Working with a business funding broker takes four steps: describe the need, choose a structure, let a lending partner review the request, and compare what comes back. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, handles the first two and introduces requests to partners, which make credit decisions and set rates and terms. - [Business Funding Questions From Columbia, TN Owners](https://rainhavenbusinessfunding.com/faq/): This page answers common business funding questions from owners in Columbia, Tennessee and Maury County. Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, does not lend; it explains six funding structures and introduces requests to lending partners, which make credit decisions and set rates and terms. - [Request Business Funding Options in Columbia, TN](https://rainhavenbusinessfunding.com/apply/): This short form opens a business funding request with Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee. It collects name, email, phone and business name plus three range picks; the purpose is discussed by phone. Rainhaven introduces requests to lending partners, which make credit decisions and set rates and terms. - [About Rainhaven Business Funding, a Business Funding Broker in Columbia, TN](https://rainhavenbusinessfunding.com/about/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, explains six funding structures to owners in Maury County and Marshall County and introduces their requests to lending partners. It does not lend, approve or price anything; partners make credit decisions and set rates and terms. Its office address is 817 S Garden St, Columbia, TN 38401. - [Contact Rainhaven Business Funding in Columbia, TN](https://rainhavenbusinessfunding.com/contact/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, can be reached by phone at (931) 213-5647 or through the short request form. Its office address is 817 S Garden St, Columbia, TN 38401. Rainhaven introduces requests to lending partners, which make credit decisions and set rates and terms. - [Broker Disclosures for Rainhaven Business Funding, Columbia, TN](https://rainhavenbusinessfunding.com/disclosures/): Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, is not a lender and does not approve, fund or price any request. Lending partners make credit decisions and set rates and terms, merchant cash advances are not loans, and submitting a request creates no expectation of approval. Counsel is reviewing the remaining Tennessee disclosures. ## Optional - [Full text of every page](https://rainhavenbusinessfunding.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://rainhavenbusinessfunding.com/sitemap.xml)