Rainhaven Business Funding, a small-business funding broker in Columbia, Tennessee, works with four sectors that its lending partners cover: construction, restaurants, medical and dental practices, and retail and inventory-led businesses. This page matches each to the funding structures that fit its cash cycle, using Maury County Census counts. Its partners decide and write the terms.
Where Maury County, TN employers are concentrated
Among Maury County's 2,069 employer establishments in 2023, retail trade had 330, health care and social assistance 235 and construction 230, the three largest groups; food service and drinking places added 195 (U.S. Census Bureau, County Business Patterns 2023). Those four groups line up with the sectors Rainhaven's partners cover. Manufacturing has the county's largest payroll but is not one of them, and neither are agriculture or trucking.
Construction and the trades
Maury County's 230 construction employers include 155 specialty trade contractors, and 59.1 percent of all construction employers had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Contractor and construction financing covers progress draws, retainage and equipment.
Restaurants and food service
The county's 195 food service and drinking places employed 4,049 people in 2023 (U.S. Census Bureau, County Business Patterns 2023). Restaurant financing covers kitchens, payroll and new locations.
Medical and dental practices
Maury County had 169 ambulatory health care establishments in 2023, including 62 offices of physicians and 32 offices of dentists, with 1,596 employees in total (U.S. Census Bureau, County Business Patterns 2023). Practices usually fund chairs, imaging and build-outs through equipment financing or a term loan; a dedicated page is not published yet.
Retailers and wholesalers
Retail had 330 employer establishments and 4,784 employees, the most establishments of any sector in the county, and wholesale had 73 establishments (U.S. Census Bureau, County Business Patterns 2023). Their funding question is nearly always stock: see inventory financing and the borrowing-base line explained in this article.
Businesses outside these sectors
Rainhaven can still explain the structures to a business outside these four sectors, but partner coverage is strongest inside them. The Maury County snapshot shows the full sector mix.
By Rainhaven Business Funding ยท Updated